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Set SMART financial goals

Before you think about setting goals, review the five parts of SMART goals.

S A smart goal is specific. It pinpoints something you want to change to achieve.
M A smart goal is measurable. You can measure or count a SMART goal.
A A smart goal is achievable. Setting goals too high can lead to frustration.
R A smart goal is rewarding. Reaching the goal should be a reward for your hard work.
T A smart goal is trackable. Set milestones and schedules for your goals.

 
For further reading, see Grant Baldwin's blog post on setting SMART goals.