Following are some tools that will help guide you on the path to financial wellness.
Income Worksheet - Use the income worksheet to help you determine the amount of income you can realistically count on.
Net Worth Worksheet - Calculating your net worth is as simple as comparing what you owe (liabilities) and what you own (assets).
Debt Load Worksheet - Create an accurate picture of your debt obligations.
Financial Priorities Worksheet - Creating a list of needs and wants can help you establish your financial priorities.
Financial Goal Worksheet - Smart financial goals are Specific, Measurable, Achievable, Rewarding, and Trackable. Use this worksheet to identify short-, mid-, and long-term SMART goals.
Goal Certificate - Create a "fridge friendly" personalized goal certificate to help you stay motivated.
Record of Daily Expendatures - Knowing where your money is going is critical for a successful budget. Track your daily expenses and then ask yourself if you're spending your money wisely.
Expense Worksheet - Create and follow a spending plan. A realistic monthly spending plan is a valuable tool to guide your spending and saving decisions.