Step 1

Successful money management is a process. Take the first step.

Step 2

This quick quiz will help you find your starting point.

Step 3

Clearing out the clutter will make organizing your records a lot easier.

Step 4

Set yourself up for success; start by appointing a CFO.

Step 5

Knowing where you are today can help you determine the best path toward helping you meet your financial priorities.

Step 6

Good credit is valuable. If your credit reports contain an error, taking the time to have it corrected can really pay off.

Step 7

As you start on the path of sound money management, determine how much money you have to work with.

Step 8

Determining your net worth sounds harder than it really is. Having your credit reports and financial statements in-hand makes the job easy.

Step 9

It's time to ask yourself if your debt is too much debt.

Step 10

Identifying needs and wants can keep you focused on what matters most.

Step 11

Don't just set goals, set SMART goals.

Step 12

Now it is time to develop those priorities into specific goals.

Step 13

Paying off debt is a short-term financial goal most consumers share.

Step 14

Emergency savings can make the difference between a financial setback and a financial disaster.

Step 15

Saving for retirement is a non-negotiable financial goal.

Step 16

Make a commitment to stay on track.

Step 17

Now that you know what you are working for, it is time to get to work!

Step 18

Find out where the money is going.

Step 19

Identify your fixed expenses.

Step 20

Periodic expenses come due whether you're ready or not.

Step 21

Create your spending plan.

Step 22

Small changes can add up to big savings.

Step 23

Saving money on groceries is one of the fastest and easiest ways to improve to your bottom line.

Step 24

Spread the wealth by sharing one of your money saving tips.

Step 25

Know where you want to be? This is how you will get there.

Step 26

Give yourself some peace of mind by making sure your family is on firm financial footing.

Step 27

Commit to making informed borrowing decisions.

Step 28

Remember that you don't have to go it alone; assemble a financial team to help.

Step 29

To stay motivated, acknowledge the benefits you will experience as a result of your efforts.

Step 30

You are ready and able to move forward. Are you willing?

FLM Toolkit

National Financial Literacy Month represents a national challenge to observe the month of April with programs and initiatives geared at helping individuals and families improve their understanding of financial principles and best practices.

We invite you to meet the National Financial Literacy Month challenge by pledging to help Americans improve their understanding of financial issues and take steps toward financial freedom!

Supporting Financial Literacy Month is easy by using the free resources provided in the Financial Literacy Month toolkit.

Tools for success

News release – A fully customizable news release allows you to easily announce your involvement.
Financial Literacy eBooks – Two free downloadable Financial Literacy Month eBooks are available for you to read and share.
Poster – Promote Financial Literacy Month with our free downloadable poster.
Email forward – Spread Financial Literacy Month awareness by sending an email to your friends and family. Here’s an example of what to say.
Social Interaction - Engage your social communities by posting to social sites like Facebook, Pinterest, and Twitter.
Know the Facts – Be prepared to answer questions about financial literacy and the month long initiative by reviewing these talking points.
Financial Literacy Month Badge – Show your community that you are a fan of financial literacy by adding the Financial Literacy Month Badge to your blog or site.

"I Love FLM" badge

Add the code below to have the "I Love FLM" image display on your blog or website.

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Need help promoting FLM to your audience?

For more information about promoting Financial Literacy Month to your audience, please contact Tanisha Warner at 713.394.3202 or Tanisha.Warner@MoneyManagement.org.